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In today's world of rising
energy costs, it makes sense to seek out ways to save money in one's
electric and gas bills. Aside from doing the most obvious, such as
using energy efficient light bulbs, turning off appliances when not
in use and keeping thermostat controls set at reasonable
temperatures, an excellent way to curb the cost of energy (which
most people do not know about) is to have an energy efficient
mortgage. These kinds of mortgages permit homebuyer's to divert
one's energy costs (including costs used to improve one's home
energy efficiency) into the mortgage itself, which results in
slightly higher monthly mortgage payments but lower energy bills.
Although it will cost around three-hundred dollars to have an
appraisal done with a Certified Energy Rater, the long-term savings
and environmental benefit will be well worth it. |